Childcare cost in Tennessee (2025 price-year)
Infant center-based care runs $12,249/year ($236/week), preschool $8,469/year. That's 14.8% of the typical TN household income.
| Infant (under 2), center-based | $12,249/yr ≈ $236/wk |
| Preschool (4yo) | $8,469/yr |
| % of median household income | 14.8% |
| US rank (cost, 51 metros) | #35 |
| US average infant cost | $14,802/yr |
Source: Child Care Aware of America cost survey (EPI lineage), 2025 price-year, compiled July 2026. Center-based means licensed center, not family/home provider (home care is typically 30–50% cheaper).
Tennessee vs the neighbors
| Tennessee | $12,249 | 14.8% of income |
| North Dakota | $12,373 | 10.9% of income |
| Oklahoma | $12,468 | 15.4% of income |
| Georgia | $11,863 | 13% of income |
What actually lowers the bill
- Federal child-care tax credit: up to $3,000 per child (one child $5,500… for 2+), refundable-portion rules apply, the only direct federal relief.
- Employer dependent-care FSA: $5,000 per household pre-tax, stackable with the credit for a meaningful $667+ annual cut at TN tax rates.
- Child Care Development Fund subsidies in TN: sliding-scale eligibility commonly extends past 150% of the state median income for young children, check TN DHS/DCF "childcare subsidy".
- Structured alternatives: family home care ($30–50% cheaper), co-op share (1 educator shared across 3 families), university/lab-school slots with sibling discounts.
- Negotiation: infant rooms run highest per-child staffing ratios; moving to a toddler-room placement at 18–24 months typically drops TN prices 15–25%.
Frequently asked
How much does daycare cost in Tennessee?
$12,249 a year for an infant in a licensed center, about $236 a week, and 14.8% of a typical Tennessee household income. Preschool runs $8,469.
Is Tennessee expensive for childcare?
#35 of 51 metros on infant cost. The US average is $14,802. It's mid-pack nationally.
How does daycare cost in Tennessee compare to salary?
At 14.8% of median household income for one infant, a two-parent household paying full price pays more than most car payments for one child. Use the break-even calculator for the stay-home side of the math.